Built for businesses others find too complex
One platform for payments, FX, and cash management, backed by specialist onboarding and a dedicated relationship manager.
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Who we work with
We specialise in businesses that mainstream providers find hard to serve - complex structures, multiple markets, specialist-risk sectors. Access onboarding expertise and a dedicated relationship manager who understands how you operate.
Corporate
Growing businesses managing suppliers, payroll and currency exposure across multiple markets, all from one platform.
Fintech
PSPs, EMIs, MSBs and platforms that need dependable payment infrastructure and a partner who understands regulated, specialist-risk models.
Institutional
Family offices, funds, holding companies and financial institutions with complex structures and strict oversight requirements. We provide multi-currency accounts, settlement and FX, with clear segregation of funds across entities.
Built for businesses the system overlooks
Too many capable businesses are turned away or poorly served simply because their operations don’t fit a conventional risk model. We built IFX to change that. We understand complexity, onboard businesses thoroughly, and back them for the long term. FCA-regulated, with funds safeguarded by Tier 1 banking partners.
Payment solutions
One platform to hold funds across 40+ currencies and make payments to 60+, with the specialist support that complex, cross-border operations need.
Multi-currency accounts
Hold, send and receive across 40+ currencies from a single account, with local routing and real-time visibility. No opening or managing accounts market by market.
Mass payments
Pay suppliers, staff and partners worldwide in one batch. Bulk transfers across 60+ currencies, with built-in validation and full reconciliation.
Built on ibanq
The infrastructure behind your accounts and payments, built to tailor your setup to how you operate, structuring accounts, routing and integration around even the most complex or highly regulated requirements.
Virtual IBANs
Dedicated IBANs in your business's name to send and receive as though you hold local accounts, without opening them.
Sub-accounts
Separate funds by client, entity or purpose, with clean segregation and reconciliation built in.
API
Connect ibanq to your own systems to automate payments, reconciliation and account management at scale.
FX for complex businesses, without the guesswork.
Currency exposure can get complicated fast when you operate across multiple markets. A dedicated FX specialist works alongside you to understand that exposure and bring structure to it, using spot and forward contracts to plan around volatility rather than react to it. Clear pricing, disciplined execution, and expert judgement, so currency decisions are made with a level head, not under pressure.
Explore business FX
Recognised for excellence in cross-border payments
Our awards reflect the trust fintechs, institutions and complex corporates place in IFX Payments to manage international business payments. FCA-regulated, independently recognised, and built for businesses that can’t afford to compromise on reliability.
What our clients say about us
After 20 years of supporting FX Brokerage clients and ibanq users, we’ve built relationships that speak for themselves. See what our clients say about working with us.
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We have been hugely impressed with the professionalism, knowledge and assistance the IFX team have brought to our foreign currency transactions. I would not hesitate to recommend them to anyone who needs a fast and efficient FX service.
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We love working with the IFX Payments team, who are dedicated to building strong, long-lasting relationships with both us and our clients. Their collaborative approach and commitment to partnership continually impress us.
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Britannia are in their 8th year with IFX - we've found the partnership collaborative since day one and continue to develop new initiatives together to improve our customers' journey and add value to their international moving experience. We can foresee the partnership going from strength to strength for many years to come.
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Boxing is a truly international sport with fighters and events around the globe, and IFX’s technology has allowed us to streamline our foreign exchange payments processes, meaning we are saving money and time – benefiting both our business and fighters.
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IFX has been a great move for us. Not only does IFX provide a tailored FX solution, they offer a unique service where suppliers can be paid in multiple currencies through a mass payments solution, and all supported through one IBAN.
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The ibanq platform is user-friendly and provides very competitive FX rates as well as the most up-to-date security protocols with a sleek design. It's difficult to say where they could improve.
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Having to navigate the complex industry that is professional football, our partners at IFX Payments have taken the care and time to learn about our specific business needs and provided effective solutions to help manage our currency exposure. Professional and diligent, we wouldn’t look any further than IFX and look forward to continuing our long and successful relationship.
Contact Us
Let's talk
Tell us about your business and your cross-border payment needs. One of our specialists will be in touch to discuss your requirements and whether we're the right fit. An informal conversation, not a sales pitch.
Become an IFX partner
Add cross-border payments and FX to your offering and open new revenue streams for your business. Refer clients or embed our services, and give them access to specialist support built for complex operations.
Partner with us todayOur partners
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